Fees & insurance

Clear fees, no surprises.

We believe in transparency. These are our current session fees, and sessions with Tanadjza are in network with Aetna.

Session fees

Sessions with Dr. Timmesha Davis

$225 / session

Psychotherapist and associate professor specializing in CBT for adults with high-functioning anxiety, stress, burnout, and depression who are navigating demanding academic paths, high-pressure careers, and major life transitions.

Sessions with an associate therapist

$150 / session

Associate therapists have completed their advanced degrees and offer clinical care at a more accessible rate, with ongoing supervision and case consultation from Dr. Davis. Sessions with Tanadjza Robinson McCray are in network with Aetna, so Aetna members pay their plan's copay or coinsurance instead.

Session fees for students and recent graduates

We know the cost of therapy can feel out of reach, especially when you're already managing tuition, coursework, and everything else school asks of you. Our goal is to lower that barrier, so students and recent graduates can care for their mental health while carrying the weight of learning. Session fees start at $105.

These fees are available to students enrolled in a college or graduate program and to anyone who graduated within the past year. We'll simply ask for a student ID, an enrollment letter, or proof of your graduation date. They apply to self-pay sessions and can't be combined with insurance.

Fees shown are starting rates. Sessions run 45 to 60 minutes.

Payment

Insurance & sliding scale

Aetna (in network)

Sessions with Tanadjza Robinson McCray are in network with Aetna. You pay your plan's copay, coinsurance, or deductible amount, and we bill Aetna directly. When you reach out, mention Aetna on the request form and we'll verify your benefits before your first session.

Out-of-network benefits

For other insurance plans, and for sessions with Dr. Davis, we are an out-of-network provider. We'll give you a superbill to submit to your insurance company for possible reimbursement through your out-of-network benefits. We can't guarantee reimbursement.

To find out what you'd get back, call the member services number on your insurance card and ask:

  • Do I have out-of-network benefits for outpatient mental health?
  • What is my out-of-network deductible, and how much have I met this year?
  • After the deductible, what percentage do you reimburse?
  • Are telehealth sessions covered? (Common codes are 90837 for a 60-minute session and 90834 for a 45-minute session.)
  • Do I need pre-authorization?

Sliding scale

We reserve a limited number of sliding scale spots for people experiencing financial hardship. If our fees are a barrier, mention it in your consultation and we'll talk through current availability.

Accepted payment

Aetna insurance (sessions with Tanadjza), Loveland Foundation therapy vouchers, American Express, Visa, Mastercard, Discover, FSA, and HSA.

How often we meet

Most clients begin weekly or biweekly. As you build tools and gain clarity, many move to monthly maintenance sessions.

Good Faith Estimate

Under the No Surprises Act, you have the right to a written Good Faith Estimate of your costs. Learn more.

Start here

Ready when you are

Send a short request and we'll follow up by email to find a time. All sessions are virtual, from anywhere in New Jersey.

Request a session or email info@masterycounselingllc.com